RESOURCES

BISMARCK • MANDAN • CENTRAL NORTH DAKOTA

REAL ESTATE
RESOURCES.

A practical collection of local professionals, companies and organizations that may be helpful when buying, selling or owning property in the Bismarck-Mandan area.

This directory is provided as a starting point. You are always free to choose the lender, inspector, appraiser, title company or other service provider you prefer.

01

MORTGAGE
LENDERS.

Loan programs, rates, fees and qualification requirements can vary significantly between lenders. Comparing more than one lender can help you understand your available options and the total cost of financing.

Ask about the loan programs available to you, estimated closing costs, rate-lock policies, down-payment requirements and the lender’s process for pre-approval and closing.

FAIRWAY HOME MORTGAGE

Bismarck, North Dakota

Mortgage Lending

CROSSCOUNTRY MORTGAGE

Bismarck, North Dakota

Mortgage Lending

NEXTMORTGAGE

Bismarck, North Dakota

Mortgage Lending

ELENDINGNOW

Bismarck, North Dakota

Mortgage Lending

DYNAMIC MORTGAGE GROUP

Bismarck, North Dakota

Mortgage Broker

MOUNTAIN STATE FINANCIAL GROUP

Bismarck, North Dakota

Mortgage Broker

PRESIDENTIAL BANK MORTGAGE

Bismarck, North Dakota

Mortgage Lending

GRANITE BANK

Bismarck, North Dakota

Mortgage Lending

This is not an exhaustive list of lenders serving the area. Mortgage products and personnel change, so verify current loan programs and licensing directly with the lender.

02

HOME
INSPECTORS.

A home inspection can help a buyer better understand the visible and accessible components of a property before completing a purchase.

North Dakota home inspectors are required to register with the North Dakota Secretary of State. Buyers should independently verify an inspector’s current registration, qualifications, services and insurance before hiring.

HOME GUARD INSPECTIONS, LLC

Bismarck-Mandan Area

Home Inspections • Radon Testing

A1 HOME INSPECTIONS

Bismarck-Mandan Area

Buyer & Pre-Listing Inspections

LIGHTHOUSE HOME INSPECTIONS

Bismarck-Mandan Area

Residential Home Inspections

ACE INSPECTIONS

Bismarck-Mandan Area

Residential Home Inspections

CAPITAL INSPECTIONS

Bismarck-Mandan Area

Home Inspections • Radon

03

REAL ESTATE
APPRAISERS.

An appraisal is an independent opinion of property value. In a financed purchase, the appraisal is generally part of the lender’s loan process rather than something the buyer simply selects independently.

Private appraisals may also be used for estate planning, probate, divorce, tax matters, private transactions and other valuation needs.

VOEGELE APPRAISAL SERVICES

Bismarck, North Dakota

Real Estate Appraisal

APPRAISALSMITH LLC

Bismarck-Mandan Area

Real Estate Appraisal

AUSTAD APPRAISAL LLC

Bismarck-Mandan Area

Real Estate Appraisal

Appraisal availability and assignment requirements vary. For mortgage transactions, follow your lender’s instructions regarding the appraisal process.

04

TITLE
COMPANIES.

Title companies play an important role in a real estate transaction. Depending on the transaction, their work can include researching title, coordinating closing documents, handling escrowed funds, issuing title insurance and recording documents.

05

HOME BUYER
PROGRAMS.

Some buyers may qualify for programs designed to help with down payments, closing costs or financing. Eligibility varies based on the program, property, income, loan type and other requirements.

A lender familiar with North Dakota programs can help determine which options may apply to your situation.

NDHFA

North Dakota Housing Finance Agency homeownership and home-buyer assistance programs.

FHA

Government-insured mortgage programs with their own qualification and property requirements.

VA

Mortgage benefits available to eligible veterans, service members and certain surviving spouses.

USDA RURAL DEVELOPMENT

Housing financing programs for eligible borrowers and properties in qualifying rural areas.

HOMEREADY & HOME POSSIBLE

Conventional financing programs designed for eligible borrowers, subject to program requirements.

HOME$TART

Down-payment and closing-cost assistance may be available through participating financial institutions, subject to current program funding and eligibility.

Programs, funding and eligibility requirements change. Always verify current requirements with the program administrator and your lender before making financial decisions.

06

LOCAL
RESOURCES.

Local government and utility resources can be useful when researching a property, planning improvements or preparing for a move.

CITY OF BISMARCK

City services, planning, permits, building inspections and property information.

CITY WEBSITE →

BISMARCK BUILDING INSPECTIONS

Building permits, inspections, code information, zoning enforcement and related property resources.

BUILDING INSPECTIONS →

CITY OF MANDAN

City services, planning, permits and community information.

CITY WEBSITE →

PROPERTY PERMITS

Check applicable city or county requirements before beginning remodeling, additions or other improvements.

YOU HAVE
OPTIONS.

The businesses and resources listed here are provided for informational purposes and convenience. Inclusion does not require you to use a particular provider and should not be interpreted as a guarantee of a provider’s work, pricing, availability or services.

Buyers and sellers are encouraged to compare providers, verify current licensing or registration when applicable, review fees and services, and choose the professionals they believe are appropriate for their needs.

CONTACT REBECCA